Monthly Archives: June 2017

I spoke to a realtor (way in advance of buying my first home), and I think you should too (if you aspire to own your own home). #RealEstate #Goals

I believe in the law of attraction.

Basically, the law of attraction it is the idea that you create your own reality through the thoughts that you predominantly have about yourself, your condition, and what you are capable of achieving within your lifetime. So, of course, to make ones dreams of home ownership a reality, one must know what kind of home they want, right?  Yes. So I signed up for a real estate website (where you plug in your name, your email, and your phone number, in order to get access to the available home listings), and before I knew it I received a phone call from a realtor that I am now on a first name basis with. Anytime I have a question, all I have to do is text her. It’s like she’s holding my hand in advance.

Very professionally (thanks to my years of watching Property Virgins, Property Brothers and Property Brothers Buying & Selling, Love it or List it, House Hunters and House Hunters Renovation), I asked her whether it was a buyers or sellers market, I asked how much I would have to put down for a place (within the budget I had set), and I asked her about other things too (like how I would go about getting a mortgage broker and what that process would be like).

Over the phone, in order to send me a fine-tuned list of properties available today via email,  she asked me what my desires for a home were.  Here’s what I said/what I want:

1. A Move in ready condo in a cool neighbourhood in Toronto.

2. Lots of light, big windows, and wall space (for bookshelves – because I have a lot of books).

3. A great and open kitchen (because, as you know, I cook and bake), and an open dining and living area.

4. Two good sized bedrooms.

5. Two decently sized bathrooms.

6. Harwood or laminate floors.

7. A quality gym in the building.

8. Near the bus or subway line.

9. A parking spot (I don’t drive but it’s good to have for a spouse or for re-sale value) and a storage locker.

10. Good security in the building.

And you know what?  I found my dream condo (in my dream starter neighborhood),  I saw the sticker price, I was given a ballpark estimate of what it would cost to carry it each month, and I am taking measurable steps towards making it mine. That’s right folks, I’m gonna buy my first place as soon as possible. I believe it (and I can see how doable it is).

Here’s what I learned from communicating with a realtor (who I have decided to stay in contact with):
1. Have a goal and a vision

You absolutely have to know what your looking for. Do you want a 5 year house, a ten year house, or a forever home? What do you see yourself doing in your home? Do you plan on renovating the home immediately upon taking possession of it, will you live in a fixer-upper for some time before renovating, or do you want a turn-key home? And very simply, do you plan on being alone in your home or do you foresee a partner in your near future?

2. Make sure your goal is measurable

As much as I would immediately like a nice Georgian in a certain neighborhood in Toronto (which I truly believe I will get into one day), I have to take focused and measurable steps towards making my starter home a reality (so that my forever home, that Georgian in a certain neighborhood, can happen too).  Steps, measured monthly and annually, are what I will take.

3. Have a plan

Yea, have a plan. I have been looking for a nice stable job that will allow me to save more aggressively (re: an RRSP and a TFSA) than I have been able to do right now.

4. Be flexible

As much as I would like to buy right in the downtown core, I know that buying in the heart of it all comes at a premium (re: more than I want to spend for a starter home), and I have to give a bit on location. I also know that I have to give on the number of bedrooms, the square footage, and those little or big jiggling things like storage in the unit or how big the kitchen is.

And that’s it! I promise to keep you guys updated on my home buying process (when the time comes), and maybe I’ll do some budget and money saving posts too. This whole accidental process has really lit a fire under my ass, and it has transformed my life trajectory for the better.

Adaora

Top Ten Makeup Loves 

I am a big fan of anything that will enhance what I’ve already got (without changing my face contours). I like bright colours on my lips and wide open eyes. I like lipstick and mascara. The products you see above are what I call my “full face.” I use mascara, my favorite colour corrector (for under my eyes and on top of my lips), my favourite concealer (again, for under my eyes and on top of my lips), my favourite bases (the one by Nars I use more often because it has skin benefits and it includes SPF), a face primer, and several of my favourite lipsticks. No eyeshadow here because, as I said in my last post, I just don’t wear it that often (it comes by invitation only). 

So, without any further commentary, here is a closer look at my top ten favourite makeup products…

1. Nars Tinted Moisturizer (shade “Martinique”) 

Oh my goodness, I can’t tell you how much I love this product. I have been using this for years (by applying it with my hands), and I honestly belive it’s the best face base out there. It photographs well, it goes on smooth, and it’s a perfect colour match for me (though that is not a surprise as Nars is a wonderfully inclusive makeup and skincare brand). 

2. Maybelline Fit Me Foundation (shade “Coconut”)

This product has really been a suprise to me because it’s so hard to find a good drugstore product that works for my skin colour. Well, I found this one (and the concealer pictured down below), and I’m very happy with it. 

3. Maybelline Master Prime Blur + Smooth

I use this primer under my Maybelline foundation stick. It goes on smooth, it helps my foundation last for a very long time, and it feels very light and easy to wear. 

4.Smashbox Color Correcting Stick (shade “Look Less Tired – Dark”)

This is the colour correcting base that I use with my concealer (which I use when I want a glowy and highlighed look). It’s very creamy, it’s easy to apply, it comes with a sharpening pencil (which I have yet to use), and it’s very good.  

5. Revlon PhotoReady Concealer (shade “Deep 006”)

I use this as a highlighter (for the skin above my top lip and for under my eyes). It goes hand-in-hand with my Smashbox colour corrector, and it does such an amazing job brightening my under eye and top lip areas. 

6. Maybelline Color Elixir (shade “Radiant Ruby 530”)

I bought this winner of a lip colour on sale at an I.D.A. very early this year. As a lipstick savant, I can never say that my lipstick collection is complete (because new lipstick is always being released in the beauty world), but I do have my favourites. Overall, I am so happy that I bought this one (for $2.00 or so).

7. YSL Rouge Pur Couture Lipstick (shade 214 – Rouge on Fire)

This terracotta coloured lipstick is one of my favourites because it’s rich, it’s buttery, it stays on, and the colour is like fire on. Even though I wore it in winter, I think it will be ideal when I’m deeper skinned in the summer. 

8. YSL Rouge Pur Couture Lipstick (shade 212 – Alternative Plum)

This is a newer purchase for me. I love purple lipstick (it’s my favourite colour) and this one glides on so easily. It’s as smooth as you can possibly imagine, it’s highly pigmented, and it’s gorgeous on. 

9. NYX Matte Lipstick (shade MLS 30 Aria)

I first bought this lipstick a year or so ago at the NYX store on Queen West. The colour is so highly pigmented, it’s very matte, and it stays on forever. I love this one. 

10. Maybelline The Colossal Volum Express Mascara 

I have been using this mascara for years. I love it because the wand is really good at grabbing my lashes and extending them as high as humanly possible. This stuff really opens my eyes up.